We Want You To Find The Perfect Home...Ahead Of The Competition!We Want You To Find The Perfect Home...Ahead Of The Competition!

Independent Local Broker, JILL BERNI, at your service since 1989

Jill Berni

Celebrating Over 30 Years Of Customer Service!
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How We Market Your Home

Getting the best price is about finding the right buyers for your property. That takes a dynamic marketing plan using targeted media exposure. Our resources for in-town and out-of-town buyers are unmatched.

Professional Flyer Presentation:

You take pride in your home, so why not show it off.  We photograph the exterior of your exceptional home plus the interior rooms and display them on a flyer that can be taken home by potential buyers.

When the buyers go back home to make a decision, they have a complete listing of all the amenities and professional photographs to remind them of the quality and luxury of your home. They can refer to it again and again

Walk Through Tours:

Buyers can see the great features by looking at a Walk Through Tour and additional professional photographs of your home.

The World Wide Web as a Marketing Tool:

Technology is a powerful tool in today’s real estate market.  My presence on the World Wide Web gives your home maximum exposure to potential buyers 24 hours a day, seven days a week.  World wide access to information about your home is available on:

  • National Association of REALTORS® web site (www.REALTOR.com)
  • El Dorado and Sacramento Counties Multiple Listing Service site (www.MetroListMLS.com)
  • Sacramento Bee (www.SacBee.com)
  • And, of course, my personal web site (www.JillBerni4Homes.com)

Staging Your Home:

You’ll be given tips on preparing your home for sale. You’ll also receive information to assist you in preparing your home for each showing.  First impressions, of course, are the most important so we will work together to make the strongest of first impressions.  I refer to this task as “ShowTime”.

Networking:

We have developed networking skills that make the other agents very comfortable to show our listings.  Sacramento/El Dorado/Placer County area agents will call us asking about our present and upcoming listings so that they can show the homes to their buyers.

THE REAL ESTATE TRANSACTION IN 180 STEPS

? What We Successfully Do For You SINCE ’82 ?

…so you don’t have another 180 things to worry about…

YOUR REAL ESTATE TRANSACTION IN 180 E-Z STEPS

Listed below are the Major steps typically taken by My full service Real Estate Brokerages during the various stages of a successful residential real estate transaction in return for their sales fee. Depending on the transaction, some steps may take minutes, hours or even days to complete, while others may not be needed.

More importantly, these services reflect the level of skill, knowledge and attention to detail required in today’s real estate transaction, underscoring the importance of receiving help and guidance from someone who fully understands the process—a Real Estate Broker

.

PRE-LISTING ACTIVITIES

1

Make appointment with seller for listing presentation

2

Send seller a written or e-mail confirmation of listing appointment and call to confirm

3

Review pre-appointment questions

4

Research all comparables that are currently listed properties

5

Research sales activity for past 18 months from MLS and public records databases

6

Research “Average Days on Market” for properties of this type, price range and location

7

Download and review property tax roll information

8

Prepare “Comparable Market Analysis” (CMA) to establish fair market value

9

Obtain copy of subdivision plat/complex lay-out

10

Research property’s ownership and deed type

11

Research property’s public record information for lot size and dimensions

12

Research and verify legal description

13

Research property’s land use coding and deed restrictions

14

Research property’s current use and zoning

15

Verify legal names of owner(s) in county’s public property records

16

Prepare listing presentation package with above materials and Realist information

17

Perform exterior “Curb Appeal Assessment” of subject property

18

Compile and assemble formal file on property

19

Confirm current public schools and explain impact of schools on market value

20

Review listing appointment checklist to ensure all steps and actions have been completed

 

LISTING APPOINTMENT PRESENTATION

21

Give seller an overview of current market conditions and projections

22

Review agent’s and company’s credentials and accomplishments in the market

23

Present company’s profile and position or “niche” in the marketplace

24

Present CMA results to seller, including Comparables, Solds, Current Listings and Expireds

25

Offer pricing strategy based on professional judgment and interpretation of current market conditions

26

Discuss goals with seller to market effectively

27

Explain market power and benefits of Multiple Listing Service (MLS)

28

Explain market power of web marketing, IDX and MLS HomeSearch.com

29

Explain the work the brokerage and agent do “behind the scenes” and agent’s availability on weekends

30

Explain agent’s role in taking calls to screen for qualified buyers and protect seller from curiosity seekers

31

Present and discuss strategic master marketing plan

32

Explain different agency relationships and determine seller’s preference

33

Review and explain all clauses in Listing Contract & Addendum and obtain seller’s signature

 

ONCE PROPERTY IS UNDER LISTING AGREEMENT

34

Review current title information

35

Measure overall and heated square footage

36

Measure interior room sizes

 

(THE REAL ESTATE TRANSACTION IN 180 STEPS: WHAT YOUR Realtor® DOES FOR YOU)

37

Confirm lot size via owner’s copy of certified survey, if available

38

Note any and all unrecorded property lines, agreements and easements

39

Obtain house plans, if available, and make copy

40

Order plat map for retention in property’s listing file

41

Prepare showing instructions for buyer’s agents and agree on showing time window with seller

42

Obtain current mortgage loan(s) information: companies and loan account numbers

43

Verify current loan information with lender(s)

44

Check assumability of loan(s) and any special requirements

45

Discuss possible buyer financing alternatives and options with seller

46

Review current appraisal, if available

47

Identify Homeowner Association manager, if applicable

48

Verify Homeowner Association Fees with manager—mandatory or optional and current annual fee

49

Order copy of Homeowner Association Bylaws, if applicable

50

Research electricity availability and supplier’s name and phone number

51

Secure an energy audit with an Energy inspector, if residence 10 or more years old

52

Calculate average utility usage from last 12 months of bills

53

Research and verify city sewer/septic tank system

54

Water System: Calculate average water fees or rates from last 12 months of bills

55

Well Water: Confirm well status, depth and output from Well Report

56

Natural Gas: Research/verify availability and supplier’s name and phone number

57

Verify security system, current term of service and whether owned or leased

58

Verify if seller has transferable Termite Bond

59

Ascertain need for lead-based paint disclosure

60

Prepare detailed list of property amenities and assess market impact

61

Prepare detailed list of property’s “Inclusions & Conveyances with Sale”

62

Compile list of completed repairs and maintenance items

63

Send “Vacancy Checklist” to seller, if property is vacant

64

Explain benefits of Home Owner Warranty to seller

65

Assist sellers with completion and submission of Home Owner Warranty Application

66

When received, place Home Owner Warranty in property file for conveyance at time of sale

67

Have extra key made for lockbox

68

Verify if property has rental units involved. And if so:

69

Make copies of all leases for retention in listing file

70

Verify all rents and deposits

71

Inform tenants of listing and discuss how showings will be handled

72

Arrange for installation of yard sign

73

Assist seller with completion of Seller’s Disclosure form

74

“New Listing Checklist” Completed

75

Review results of Curb Appeal Assessment with seller and provide suggestions to improve salability

76

Review results of Interior Décor Assessment and suggest changes to shorten time on market

77

Load listing into transaction management software program

 

ENTERING PROPERTY IN MULTIPLE LISTING SERVICE DATABASE

78

Prepare MLS Profile Sheet—Agent is responsible for “quality control” and accuracy of listing data

79

Enter property data from Profile Sheet into MLS Listing Database

80

Proofread MLS database listing for accuracy—including proper placement in mapping function

81

Add property to company’s Active Listings list

82

Provide seller with signed copies of Listing Agreement and MLS Profile Sheet Data Form

83

Take additional photos for upload into MLS and use in flyers; discuss efficacy of panoramic photography

 

EFFECTIVELY MARKETING YOUR HOME

84

Create print and Internet ads with seller’s input

85

Coordinate showings with owners, tenants and other Realtors® return all calls including Evenings, Weekends and Holidays.

86

Install electronic lock box, if authorized by owner; program lockbox with agreed-upon showing time windows

87

Prepare mailing and contact list

88

Generate letters and combine with contact list

89

Order “Just Listed” labels and reports

90

Prepare flyers

91

Review comparable MLS listings regularly to ensure property remains competitive in price, terms, conditions and availability

92

Prepare property marketing brochure for seller’s review

93

Arrange for printing or copying a supply of marketing brochures or fliers

94

Place marketing brochures in all company agent mail boxes

95

Upload listing to company and agent website, if applicable

96

Mail Out “Just Listed” notice to all neighborhood residents

97

Advise Network Referral Program of listing

98

Provide marketing data to buyers coming through international relocation networks

99

Provide marketing data to buyers coming from referral network

100

Provide “Special Feature” cards for marketing, if applicable

101

Submit ads to company’s participating real estate websites

102

Convey price changes to all groups promptly via MLS

103

Reprint/supply brochures promptly as needed

104

Review and update loan information as required

105

Feedback e-mails/faxes sent to buyer’s agents after showings

106

Review market statistics

107

Discuss feedback from showing agents with seller to determine if changes will accelerate the sale

108

Place regular weekly update calls to seller to discuss marketing and pricing

 

THE OFFER AND CONTRACT

109

Receive and review all Offer to Purchase contracts submitted by buyers or buyer’s agents.

110

Evaluate offer(s) and prepare a “net sheet” on each for the owner for comparison purposes

111

Counsel seller on offers. Explain merits and weakness of each component of each offer

112

Contact buyer’s agents to review buyer’s qualifications and discuss offer

113

Deliver Seller’s Disclosure to buyer’s agent or buyer upon request and prior to offer, if possible

114

Confirm buyer is pre-qualified by calling Loan Officer

115

Obtain pre-qualification letter on buyer from Loan Officer

116

Negotiate all offers on seller’s behalf, setting time limit for loan approval and closing date

117

Prepare and convey any counteroffers, acceptance or amendments to buyer’s agent

118

Distribute copies of contract and all addendums to closing Attorney or Title Company.

119

When Offer to Purchase contract is accepted and signed by seller, deliver to buyer’s agent

120

Record and promptly deposit buyer’s earnest money in escrow account.

121

Disseminate “Under-Contract Showing Restrictions” as seller requests

122

Deliver copies of fully signed Offer to Purchase contract to seller

123

Deliver copies of Offer to Purchase contract to selling agent

124

Deliver copies of Offer to Purchase contract to lender

125

Provide copies of signed Offer to Purchase contract for office file

126

Advise seller in handling additional offers to purchase submitted between contract and closing

127

Change status in MLS to “Pending”

128

Update transaction management program show “Pending”

129

Review buyer’s credit report results—advise seller of worst and best case scenarios

130

Provide credit report information to seller, if property will be seller-financed

131

Assist buyer with obtaining financing, if applicable and follow-up as necessary

132

Coordinate with lender on Discount Points being locked in with dates

133

Deliver unrecorded property information to buyer

134

Order septic system inspection, if applicable

135

Receive and review septic system report and assess any possible impact on sale

136

Deliver copy of septic system inspection report lender and buyer

137

Deliver Well Flow Test Report copies to lender and buyer and property listing file

138

Verify termite inspection ordered

139

Verify mold inspection ordered, if required

 

TRACKING THE LOAN PROCESS

140

Confirm verifications of deposit and buyer’s employment have been returned

141

Follow loan processing through to the underwriter

142

Contact lender weekly to ensure processing is on track

143

Relay final approval of buyer’s loan application to seller

 

HOME INSPECTION

144

Coordinate buyer’s professional home inspection with seller

145

Review home inspector’s report

146

Explain seller’s responsibilities with respect to loan limits and interpret any clauses in the contract

147

Ensure seller’s compliance with Home Inspection Clause requirements

148

Recommend or assist seller with identifying and negotiating with trustworthy contractors to perform any required repairs

149

Negotiate payment and oversee completion of all required repairs on seller’s behalf, if needed

 

THE APPRAISAL

150

Schedule appraisal

151

Provide comparable sales used in market pricing to appraiser

152

Follow-up on appraisal

153

Enter completion into transaction management program

154

Assist seller in questioning appraisal report if it seems too low

 

CLOSING PREPARATIONS AND DUTIES

155

Ensure contract is signed by all parties

156

Coordinate closing process with buyer’s agent and lender

157

Update closing forms and files

158

Ensure all parties have all forms and information needed to close the sale

159

Select location where closing will be held

160

Confirm closing date and time, and notify all parties

161

Assist in solving any title problems (boundary disputes, easements, etc)

 

CERTIFICATES

162

Work with buyer’s agent in scheduling and conducting buyer’s final walk-through prior to closing

163

Research all tax, HOA, utility and other applicable prorations

164

Request final closing figures from closing agent (attorney or Title Company)

165

Receive and carefully review closing figures to ensure accuracy of preparation

166

Forward verified closing figures to buyer’s agent

167

Request copy of closing documents from closing agent

168

Confirm buyer and buyer’s agent have received title insurance commitment

169

Provide “Home Owners Warranty” for availability at closing

170

Reviews all closing documents carefully for errors

171

Forward closing documents to absentee seller as requested

172

Review documents with closing agent (attorney)

173

Provide earnest money deposit check from escrow account to closing agent

174

Coordinate this closing with seller’s next purchase and resolve any timing problems

175

Have a “no surprises” closing so that seller receives a net proceeds check at closing

176

Refer sellers to one of the best agents at their destination, if applicable

177

Change MLS status to Sold. Enter sale date, price, selling broker and agent’s ID numbers, etc.

 

FOLLOW UP AFTER CLOSING

178

Answer questions about filing claims with Home Owner Warranty company, if requested

179

Attempt to clarify and resolve any conflicts about repairs if buyer is not satisfied

180

Respond to any follow-on calls and provide any additional information required from office

 

What is your time worth?

If it isn’t worth anything, then you should sell your home by yourself. But, I know that isn’t the case. Your time isn’t worthless! I know from personal experience that most homeowners are successful, hardworking individuals.

You have probably spent countless hours becoming skilled at your profession. I am sure that you have a lot of “specialized knowledge” in your area of expertise. An outsider might look at what you do and think it’s easy. It’s not. You know it and I know it.

So, run the numbers. Consider what I have sent you. And, when you are ready to hire a highly skilled, professional Realtor, then I give me a call. I’ll be glad to help you.

Call me at (916) 933-0555 to find out how I can sell your home for more money, less hassle, and sell it faster.

If you have any real estate questions, then do not hesitate to send me an email at JillBerni@sbcglobal.net.

Best Regards,

ED & JILL  BERNI

Realtor/Brokers

Website: www.JillBerni4Homes.com

Phone: (916) 933-0555

Email: JillBerni@sbcglobal.net

Celebrating over 30 years of Customer Service

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“After over 30 years of Customer Service, you simply can’t bring her a Real Estate Problem that she hasn’t Solved before”

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JILL BERNI

CONTACT INFO

Jill Berni

Broker/Owner
OakTree Real Estate Services

CRE#01043608

(866) 866 6662 ext.1234

Eberni@Sbcglobal.net

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